How to calculate your income as a P2P trader
P2P processing income is easy to calculate and hard to fake: it is the turnover that goes through your accounts multiplied by your rate. The real question is what decides the turnover.
The formula
Income = turnover × rate. If 1,000 USDT a day passes through your accounts at a 2% rate, that is 20 USDT a day, or about 520 USDT over 26 working days. Try your own numbers in the calculator — it does nothing more than this multiplication.
What decides turnover
Three things. Account limits: every bank account and wallet can receive only so much per day, so more healthy accounts mean more volume. Time online: payments are routed to traders who are available to confirm them. Working capital: your deposit on the platform backs the payments routed to you, so it caps how much you can process at once.
What the formula does not include
Your own costs — account rental, internet, devices, team payouts — are not in the formula, and neither are pauses when an account hits a limit. The calculator shows gross income from turnover; treat it as an estimate, not a promise.