M-Pesa
Kenya's mobile money standard.
Africa · KES
P2P payment processing in Kenya
In Kenya, M-Pesa is how people pay. We collect and disburse through M-Pesa and Airtel Money and settle your balance in USDT.
Local payment methods
Payment methods in Kenya
The local methods customers in Kenya use every day. The exact set for your project is confirmed at onboarding.
Airtel Money
Airtel's mobile money service.
PesaLink
Real-time interbank transfers in Kenya.
M-Pesa is the economy
Since Safaricom launched M-Pesa in 2007, mobile money has become how Kenya pays for almost everything. Businesses receive payments through Paybill and Till numbers, Airtel Money is the second network, and PesaLink connects banks for instant account-to-account transfers.
Payouts in KES
Payouts go straight to M-Pesa or Airtel Money wallets, or to bank accounts over PesaLink. For iGaming and trading platforms, instant M-Pesa withdrawals are a must-have.
How it works
How processing works in Kenya
Pay-in pageCustomer pays with M-Pesa
Smart routingRouted across the network
Local accountsVerified accounts receive
ConfirmationOrder clears in seconds
USDT settlementYour balance in USDT
Built for high-risk
Local methods instead of card networks — processing that keeps working where classic acquiring fails.
Payin & payout
Collect deposits and send withdrawals on the same rails, with smart routing for high approval rates.
One USDT balance
Every country, one settlement currency. Simple, borderless accounting with fast payouts.
Real people, 24/7
A dedicated contact and personal onboarding in your language — not a ticket queue.
FAQ
Payments in Kenya: FAQ
They send money to a business Paybill or Till number from their phone and confirm with their PIN.
PesaLink is Kenya's instant interbank transfer network for account-to-account payments.
Payin in Kenya is available via M-Pesa, Airtel Money and PesaLink. The exact set of methods for your project is confirmed at onboarding.
Payouts are sent via M-Pesa, Airtel Money and PesaLink in local currency (KES). You fund and receive your balance in USDT.
Customers in Kenya pay in KES, while your balance is settled in USDT — the same settlement currency in every country we cover.
Leave an application on the site or in our Telegram bot with your vertical, monthly volume and the methods you need. A real person replies, usually within the hour.
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Start processing in Kenya
Tell us your vertical, monthly volume and the methods you need — a real person replies, usually within the hour.