Humo
Uzbekistan's national card scheme.
CIS & Caucasus · UZS
P2P payment processing in Uzbekistan
Humo and Uzcard cards plus the Click and Payme apps cover online payments in Uzbekistan. We accept them all and pay out to local cards.
Local payment methods
Payment methods in Uzbekistan
The local methods customers in Uzbekistan use every day. The exact set for your project is confirmed at onboarding.
Uzcard
Uzbekistan's interbank card network.
Click
One of Uzbekistan's most used payment apps.
Payme
Popular Uzbek app for transfers and bills.
Uzum
Fast-growing Uzbek bank and payment app.
Paynet
Uzbekistan's payment terminal and app network.
Humo, Uzcard and payment apps
Uzbekistan's payments are built on two national card schemes, Humo and Uzcard. Almost everyone carries one of these cards and pays through apps such as Click, Payme, Uzum and Paynet, which also handle card-to-card transfers, bills and top-ups.
Payouts in UZS
Payouts are sent in UZS straight to Humo and Uzcard cards — the most familiar way for customers to receive money.
How it works
How processing works in Uzbekistan
Pay-in pageCustomer pays with Humo
Smart routingRouted across the network
Local accountsVerified accounts receive
ConfirmationOrder clears in seconds
USDT settlementYour balance in USDT
Built for high-risk
Local methods instead of card networks — processing that keeps working where classic acquiring fails.
Payin & payout
Collect deposits and send withdrawals on the same rails, with smart routing for high approval rates.
One USDT balance
Every country, one settlement currency. Simple, borderless accounting with fast payouts.
Real people, 24/7
A dedicated contact and personal onboarding in your language — not a ticket queue.
FAQ
Payments in Uzbekistan: FAQ
Uzbekistan's two national card schemes; nearly every local bank card belongs to one of them.
Click, Payme, Uzum and Paynet are the most popular.
Payin in Uzbekistan is available via Humo, Uzcard, Click, Payme, Uzum and Paynet. The exact set of methods for your project is confirmed at onboarding.
Payouts are sent via Humo and Uzcard in local currency (UZS). You fund and receive your balance in USDT.
Customers in Uzbekistan pay in UZS, while your balance is settled in USDT — the same settlement currency in every country we cover.
Leave an application on the site or in our Telegram bot with your vertical, monthly volume and the methods you need. A real person replies, usually within the hour.
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Tell us your vertical, monthly volume and the methods you need — a real person replies, usually within the hour.