UPI payment gateway
UPI is how India pays — from street stalls to online platforms. Our UPI payment gateway accepts payments from every UPI app and bank, confirms them in seconds and pays customers back via IMPS and UPI.
How a UPI payment works
The customer scans a QR, taps a payment link that opens their UPI app, or enters a UPI ID. They approve the payment in the app, and the payment gets a 12-digit UTR. We match the UTR to the order and confirm it.
Every UPI app, one gateway
PhonePe, Paytm, Google Pay, BHIM, Amazon Pay, Airtel and every bank app use the same UPI network. One UPI integration covers them all — the customer simply uses the app they prefer.
Payouts in India
Withdrawals go to bank accounts via IMPS or to UPI IDs, 24/7, and are reported back with a final status and reference.
UPI gateway
One integration, every local rail
P2P processing moves a business's deposits and withdrawals through local payment methods and private accounts instead of a classic acquiring bank. Here is the path every payment takes.
Questions and answers
Any UPI app — PhonePe, Paytm, Google Pay, BHIM, Amazon Pay, Airtel Payments Bank, CRED and every bank's own app.
A 12-digit Unique Transaction Reference assigned to every UPI and IMPS payment; it's used to confirm and trace payments.
Yes — along with IMPS, NEFT and wallets. See the India page for the full list.
Related solutions
Process payments in any market you grow into
Fill in a two-minute application on the site or in our Telegram bot. A real person replies — usually within the hour.