QRIS
Indonesia's national QR standard — one code for every wallet and bank.
East & Southeast Asia · IDR
P2P payment processing in Indonesia
One QRIS code covers every wallet and bank in Indonesia, alongside DANA, OVO and virtual accounts. We accept them all and pay out to banks and wallets.
Local payment methods
Payment methods in Indonesia
The local methods customers in Indonesia use every day. The exact set for your project is confirmed at onboarding.
DANA
One of Indonesia's most used e-wallets.
OVO
Indonesian e-wallet with wide retail acceptance.
GoPay
Gojek's wallet, one of Indonesia's largest.
ShopeePay
Wallet inside the Shopee marketplace app.
LinkAja
State-backed Indonesian e-wallet.
Virtual accounts
Bank virtual accounts — Indonesia's standard for online transfers.
Bank transfer
Local bank transfer to any account in the country.
QRIS, virtual accounts and e-wallets
Indonesia has three payment habits that a checkout must cover. QRIS, introduced by Bank Indonesia in 2019, lets one QR code be paid from any wallet or bank app. Virtual accounts let customers pay by bank transfer to a unique account number per order — the standard for larger online payments. And e-wallets such as GoPay, OVO, DANA and ShopeePay handle everyday spending.
Payouts in Indonesia
Payouts go to bank accounts and to the major e-wallets — DANA, OVO and GoPay — in IDR. Virtual accounts make reconciliation simple, because every payment arrives with its own account number.
How it works
How processing works in Indonesia
Pay-in pageCustomer pays with QRIS
Smart routingRouted across the network
Local accountsVerified accounts receive
ConfirmationOrder clears in seconds
USDT settlementYour balance in USDT
Built for high-risk
Local methods instead of card networks — processing that keeps working where classic acquiring fails.
Payin & payout
Collect deposits and send withdrawals on the same rails, with smart routing for high approval rates.
One USDT balance
Every country, one settlement currency. Simple, borderless accounting with fast payouts.
Real people, 24/7
A dedicated contact and personal onboarding in your language — not a ticket queue.
FAQ
Payments in Indonesia: FAQ
A unique bank account number created for one order or customer. The transfer is matched to the order automatically.
Yes. QRIS is the national standard, so GoPay, OVO, DANA, ShopeePay and bank apps can all pay a QRIS code.
Payin in Indonesia is available via QRIS, DANA, OVO, GoPay, ShopeePay, LinkAja and virtual accounts. The exact set of methods for your project is confirmed at onboarding.
Payouts are sent via bank transfer, DANA, OVO and GoPay in local currency (IDR). You fund and receive your balance in USDT.
Customers in Indonesia pay in IDR, while your balance is settled in USDT — the same settlement currency in every country we cover.
Leave an application on the site or in our Telegram bot with your vertical, monthly volume and the methods you need. A real person replies, usually within the hour.
More countries in East & Southeast Asia
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Tell us your vertical, monthly volume and the methods you need — a real person replies, usually within the hour.